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Planning our own funeral – for your clients


Written By Emma Lowe

Planning our own funeral, it’s really not something we like talking about is it? However, reports from the Funeral Planning Authority suggest that 57% of adults aged over 40 haven’t thought about what their wishes might be and if they have, certainly haven’t talked about it with anyone.

But funerals are very personal affairs and also, can be pretty expensive which is another burden for your bereaved loved ones to deal with if arrangements aren’t in place. So where to start? Well firstly, consider the following for your client;


  • Does your client have a Will?
  • Are there funeral instructions in their Will?
  • Does the client have savings or a funeral plan to pay for the funeral?


The most common types of funeral are burials and cremations. If a burial is preferable, the client should think about where they would like their burial plot to be. There are lots of options from the local cemetery to woodland burial sites that can suit different requirements. If cremation is more in line of thought, then your client needs to think about what they would like to happen to their ashes and where they would like them to be scattered or buried.

In addition, whilst a religious ceremony may fit with certain beliefs, a non-religious ceremony can also be requested to be conducted. The client can also make wishes known regarding dress code for the ceremony, music to be played and other details that will provide great clarity at an undoubtedly distressing time for loved ones.

We always recommend that your client discuss their wishes with family and loved ones. The thought of talking about our own funeral is often worse than the reality of having that chat as there can often be a real sense of relief once wishes have been made clear.


Supporting you and your clients

We have a strong partnership with one of the UK's leading Funeral Plan providers, a company who provide stellar customer service with a robust compliance strategy, crucial with the impending FCA regulation heading this way in the funeral sector.


Our funeral plan partner is able to provide:


  • Fully guaranteed cremation funeral plans
  • The fixed monthly payment option has a 12 month moratorium and includes accidental death cover in first 12 months
  • The industry’s only fully environmentally friendly and “off the shelf” Green funeral plan
  • A large network of funeral directors with an auto allocation process that guarantees our price plans and speeds up the processing times
  • Strong performance from an established Trust Fund
  • Regulated by the FPA
  • Competitive and market-leading plans
  • Top rate commission with all plans introduced via BTWC


With funeral costs rising far in excess of the annual rate of inflation, it is an unfortunate fact that for many families budgeting for a funeral by traditional means may no longer be sufficient to cover the cost. The average cost of a funeral in 2021 was £4,184, a cost many are not prepared for.


A prepaid funeral plan is an affordable solution to help remove the financial burden of rising funeral costs from loved ones in the event of the death of a loved one. This is a valuable service you are now able to provide with one of the longest established funeral plan providers in the market.


If you’d like to talk to one of the team about how we can help you then feel free to call 01522 500823 or email enquiries@btwc.co.uk.

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