by BTWC Ltd | May 5, 2026 | Estate Planning, Estate Planning Insights, Wills
For decades, the pension fund has been one of the most powerful tools in the professional advisers armoury. Sitting outside the estate for Inheritance Tax (IHT) purposes, an undrawn pension pot could pass to beneficiaries free of the 40% charge that applies to most...
by BTWC Ltd | Feb 1, 2026 | Estate Planning, Trusts, Wills
Trusts remain one of the most misunderstood areas of estate planning. For some clients, they are seen as overly complex, inflexible, or only relevant to the very wealthy. For others, they are viewed as a catch‑all solution. In reality, trusts are simply tools – and...
by BTWC Ltd | Dec 3, 2025 | Wills
As 2025 draws to a close, the landscape for estate planners, will-writers, financial advisers and mortgage brokers has seen several important developments. From landmark reform proposals to key tax and legislative shifts — some already law, others still working their...
by BTWC Ltd | Sep 30, 2025 | Estate Planning, Estate Planning Insights, Trusts, Wills
With the Autumn Budget scheduled for 26 November 2025, the whispering around Westminster is growing louder. For advisers and estate planners, the speculation isn’t just academic — any changes to inheritance, gift, trust or capital gains tax regimes could affect the...
by BTWC Ltd | Sep 2, 2025 | Estate Planning, Trusts, Wills
When clients with young families write their wills, one of the most important considerations is how to protect their children should the worst happen. A simple gift “to my children” may seem straightforward—but without careful planning, it could result in...
by BTWC Ltd | Sep 2, 2025 | Estate Planning, Lasting Powers of Attorney, Trusts, Wills
For many clients, getting their will written feels like the “final step” in estate planning—job done, box ticked, and tucked away for decades. But as advisers know all too well, life doesn’t stand still. Families change, finances shift, and tax rules evolve. A will...
