by BTWC Ltd | May 5, 2026 | Estate Planning, Estate Planning Insights, Wills
For decades, the pension fund has been one of the most powerful tools in the professional advisers armoury. Sitting outside the estate for Inheritance Tax (IHT) purposes, an undrawn pension pot could pass to beneficiaries free of the 40% charge that applies to most...
by BTWC Ltd | Apr 1, 2026 | Estate Planning
At BTWC, we recognise the important role our partner advisers play in delivering high-quality estate planning outcomes for clients. Whether you are an estate planner, financial adviser, mortgage adviser or accountant, navigating complex family dynamics is often one of...
by BTWC Ltd | Mar 2, 2026 | Estate Planning
The MacDougall case is a dispute currently before the High Court and serves as a powerful reminder of the risks that can arise where Wills, lifetime gifting and Lasting Powers of Attorney (LPAs) intersect. In the case brought by Gary MacDougall, the court is...
by BTWC Ltd | Feb 1, 2026 | Estate Planning, Trusts, Wills
Trusts remain one of the most misunderstood areas of estate planning. For some clients, they are seen as overly complex, inflexible, or only relevant to the very wealthy. For others, they are viewed as a catch‑all solution. In reality, trusts are simply tools – and...
by BTWC Ltd | Dec 3, 2025 | Estate Planning
The 26 November 2025 Autumn Budget introduced a number of tax and regulatory changes — some quite technical — but several are highly relevant for clients’ estate planning, wills and lasting power of attorney (LPA) strategies. For anyone with assets, a private pension,...
by BTWC Ltd | Oct 29, 2025 | Estate Planning
Our Probate Assistance service is designed to relieve the burden from clients to obtain a Grant of Representation after someone has passed away. When a person dies, their estate (i.e. property , savings, investments, personal possessions etc) must be dealt with. A...
