When people become unable to look after their own affairs, they generally want those closest to them to look after their affairs on their behalf. People often assume that this is an automatic right, but this is not necessarily the case and where no representatives (attorneys) are pre-appointed, they may have to apply to the Court of Protection. This can take time, which can impact on decisions and decisions could well be made by a court official instead of a relative.


So what is the solution?

A Lasting Power of Attorney (LPA) is a legal document that lets your client (the ‘donor’) appoint people (known as ‘attorneys’) to make decisions on their behalf should they become unable to do this on their own.

Many of your clients will not have an LPA in place, or if they do may need to update it. Providing this service to your clients will help them create a more solid future upon which their choices can be taken into account.


There are 2 types of lasting power of attorney:

Health & Welfare

This allows your client to choose one person or more to make decisions about things such as:

  • the daily routine
  • medical care
  • moving into a care home
  • life sustaining treatment

This type of Lasting Power of Attorney can only be used when a person is unable to make their own decisions.

Property & Financial Affairs

This lets your client chose one person or more to make decisions about money and property, such as:

  • paying bills
  • collection of benefits
  • selling the home

This type of Lasting Power of Attorney can be used as soon as it is registered with the client’s permission.

Both types of LPA's can be chosen, the client is just required to be over the age of 18 and have full mental capacity.

To find out how easy it is to provide a LPA offering to your clients just call us on 01522 500823, or become a member today.

Why offer LPAs in your product portfolio?

Not only are you helping your clients, providing them with added security and supporting them, but you don’t need to do it on your own.

If you become a member of BTWC you get access to educational tools, training and marketing support to help promote and provide LPAs to your clients, plus our team is always on hand to answer any questions you may have.